:root{
  --bg:#0e1326;--bg2:#141b33;--card:#ffffff;--ink:#0f1422;--muted:#667085;--line:#eaecf3;
  --net:#12b76a;--zus:#f79009;--zdr:#3e8bff;--pit:#f04438;
  --accent:#0d9488;--accent2:#0891b2;--r:22px;--shadow:0 24px 60px -20px rgba(8,28,40,.35)
}
*{box-sizing:border-box}
body{margin:0;color:var(--ink);background:#f3f5fb;
  font-family:'Inter',-apple-system,BlinkMacSystemFont,'Segoe UI',sans-serif;line-height:1.5}
a{color:inherit;text-decoration:none}
.hero{background:
    radial-gradient(900px 500px at 85% -10%, #0e4a52 0, transparent 60%),
    radial-gradient(700px 520px at 0% -5%, #123a4a 0, transparent 55%),
    linear-gradient(180deg, var(--bg), var(--bg2));padding-bottom:40px}
.container{max-width:960px;margin:0 auto;padding:0 20px}
nav.top{display:flex;align-items:center;gap:14px;padding:20px 0}
.brand{display:flex;align-items:center;gap:11px;color:#fff}
.brand .mk{position:relative;width:36px;height:36px;border-radius:11px;flex:none;
  background:linear-gradient(135deg,var(--accent),var(--accent2));box-shadow:0 6px 16px -6px rgba(13,148,136,.55)}
.brand .mk::before,.brand .mk::after{content:"";position:absolute;left:25%;width:50%;height:4px;border-radius:3px;background:#fff}
.brand .mk::before{top:13px}
.brand .mk::after{top:20px}
.brand b .ac{color:#7fe3dd}
.brand b{font-family:'Sora';font-weight:700;letter-spacing:-.01em}
nav.top .links{margin-left:auto;display:flex;gap:6px;flex-wrap:wrap}
nav.top .links a{color:#c7cfee;font-size:.9rem;font-weight:500;padding:7px 12px;border-radius:9px}
nav.top .links a:hover{background:rgba(255,255,255,.08);color:#fff}
nav.top .links a.cur{background:rgba(255,255,255,.12);color:#fff}
h1{font-family:'Sora';font-size:2.2rem;font-weight:800;letter-spacing:-.025em;color:#fff;margin:18px 0 8px;line-height:1.12}
.sub{color:#b9c2e6;margin:0 0 28px;font-size:1.04rem;max-width:52ch}
.sub b{color:#fff}
.grid{display:grid;grid-template-columns:0.9fr 1.1fr;gap:22px}
@media(max-width:720px){.grid{grid-template-columns:1fr}}
.card{background:var(--card);border-radius:var(--r);padding:26px;box-shadow:var(--shadow)}
label.fld{display:block;font-size:.76rem;font-weight:700;color:var(--muted);text-transform:uppercase;letter-spacing:.06em;margin-bottom:9px}
.amount{display:flex;align-items:center;border:2px solid var(--line);border-radius:16px;padding:10px 16px;transition:.15s;background:#fbfcfe}
.amount:focus-within{border-color:var(--accent);background:#fff;box-shadow:0 0 0 4px rgba(13,148,136,.14)}
.amount input{border:none;outline:none;font-size:2.2rem;font-weight:800;width:100%;background:none;color:var(--ink);font-family:'Sora'}
.amount .cur{color:var(--muted);font-weight:700;font-size:1.15rem;white-space:nowrap}
.field{margin-top:16px}
.field input,.field select{width:100%;font:inherit;font-weight:600;padding:12px 14px;border:2px solid var(--line);border-radius:13px;background:#fbfcfe;color:var(--ink)}
.field input:focus,.field select:focus{outline:none;border-color:var(--accent);background:#fff}
.field .two{display:flex;gap:10px}
.seg{display:flex;background:#eef1f8;border-radius:13px;padding:5px;margin:18px 0 6px;gap:4px}
.seg button{flex:1;border:none;background:none;padding:11px;border-radius:9px;font:inherit;font-weight:600;color:var(--muted);cursor:pointer;transition:.15s}
.seg button.on{background:#fff;color:var(--ink);box-shadow:0 2px 8px rgba(20,30,70,.12)}
.opt{display:flex;align-items:flex-start;gap:11px;padding:11px 0;cursor:pointer;font-size:.96rem;font-weight:500;border-top:1px solid var(--line)}
.opt:first-of-type{border-top:none}
.opt input{width:19px;height:19px;margin-top:1px;accent-color:var(--accent);cursor:pointer}
.opt small{color:var(--muted);display:block;font-size:.8rem;font-weight:400}
.result{display:flex;flex-direction:column}
.rlabel{font-size:.78rem;color:var(--muted);text-transform:uppercase;letter-spacing:.07em;font-weight:700}
.net{font-family:'Sora';font-size:3rem;font-weight:800;letter-spacing:-.03em;color:var(--ink);margin:2px 0 0;line-height:1}
.net.green{color:var(--net)}
.net .z{font-size:1.15rem;color:var(--muted);font-weight:600;font-family:'Inter'}
.alt{color:var(--muted);font-size:.97rem;margin:6px 0 20px}.alt b{color:var(--ink)}
.bar{display:flex;height:16px;border-radius:8px;overflow:hidden;margin-bottom:14px;background:#eef1f8}
.bar i{display:block;height:100%;transition:width .25s ease}
.legend{display:grid;grid-template-columns:1fr 1fr;gap:8px 18px;margin-bottom:8px}
.lg{display:flex;align-items:center;gap:8px;font-size:.9rem}
.lg .dot{width:11px;height:11px;border-radius:3px;flex:none}
.lg .lv{margin-left:auto;font-weight:700;font-variant-numeric:tabular-nums}
.rows{border-top:1px solid var(--line);margin-top:14px}
.row{display:flex;justify-content:space-between;padding:10px 0;border-bottom:1px solid var(--line);font-size:.96rem}
.row .k{color:var(--muted)}.row .v{font-variant-numeric:tabular-nums;font-weight:600}
.row.total{font-weight:800;border-bottom:none;padding-top:13px;font-size:1.08rem;font-family:'Sora'}
.empl{margin-top:14px;background:#f4f6fb;border-radius:13px;padding:13px 16px;font-size:.93rem;display:flex;justify-content:space-between;align-items:center}
.empl b{font-variant-numeric:tabular-nums;font-family:'Sora';font-size:1.02rem}
.content{padding:54px 0}
.content h2{font-family:'Sora';font-size:1.5rem;font-weight:700;letter-spacing:-.02em;margin:0 0 18px}
.content section{margin-bottom:48px}
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}
@media(max-width:720px){.steps{grid-template-columns:1fr 1fr}}
.step{background:#fff;border-radius:16px;padding:18px;box-shadow:0 8px 24px -16px rgba(20,30,70,.3)}
.step .n{width:30px;height:30px;border-radius:9px;background:#eef1ff;color:var(--accent);font-family:'Sora';font-weight:800;display:grid;place-items:center;margin-bottom:10px}
.step b{display:block;margin-bottom:4px}.step p{margin:0;font-size:.88rem;color:var(--muted)}
table.pop{width:100%;border-collapse:collapse;background:#fff;border-radius:16px;overflow:hidden;box-shadow:0 8px 24px -16px rgba(20,30,70,.3)}
table.pop th,table.pop td{padding:13px 16px;text-align:right;font-variant-numeric:tabular-nums;border-bottom:1px solid var(--line)}
table.pop th{background:#f7f8fc;font-size:.78rem;text-transform:uppercase;letter-spacing:.05em;color:var(--muted);font-weight:700}
table.pop td:first-child,table.pop th:first-child{text-align:left;font-weight:700}
table.pop td .tag{display:block;font-size:.74rem;color:var(--accent);font-weight:600}
table.pop tr:last-child td{border-bottom:none}
table.pop tbody tr{cursor:pointer}
table.pop tbody tr:hover{background:#fafbff}
.faq details{background:#fff;border-radius:14px;margin-bottom:10px;box-shadow:0 6px 18px -14px rgba(20,30,70,.3)}
.faq summary{padding:16px 18px;font-weight:600;cursor:pointer;list-style:none;display:flex;justify-content:space-between;align-items:center;gap:12px}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";color:var(--accent);font-weight:800;font-size:1.2rem}
.faq details[open] summary::after{content:"–"}
.faq details p{margin:0;padding:0 18px 18px;color:var(--muted);line-height:1.65}
footer{background:#0e1326;color:#aab3d6;padding:40px 0 30px}
footer .ft{display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap;align-items:center}
footer .brand b{color:#fff}
footer nav a{color:#aab3d6;font-size:.9rem;margin-left:18px}
footer nav a:hover{color:#fff}
footer .legal{border-top:1px solid rgba(255,255,255,.08);margin-top:24px;padding-top:18px;font-size:.8rem;color:#7a85ad;line-height:1.6}
/* landing */
.calc-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:18px;margin-top:8px}
@media(max-width:680px){.calc-grid{grid-template-columns:1fr}}
.calc-tile{background:#fff;border-radius:18px;padding:22px;box-shadow:var(--shadow);display:flex;gap:16px;align-items:flex-start;transition:.16s}
.calc-tile:hover{transform:translateY(-3px)}
.calc-tile .ic{width:46px;height:46px;border-radius:13px;flex:none;display:grid;place-items:center;font-size:1.4rem}
.calc-tile h3{margin:0 0 4px;font-family:'Sora';font-size:1.1rem}
.calc-tile p{margin:0;color:var(--muted);font-size:.9rem}